Fleet Credit Cards - Terms and Conditions

The Customer named above (“Customer”) authorizes Irving Oil Terminals Inc. (“Irving”) to originate debit or credit entries to its checking account designated above and authorizes the financial institution named above (“Bank”) to accept and to debit or credit the amount of such entries from or to the Customer’s account. Debit entries will be limited to amounts owing for products and/or services purchased or rented using credit cards governed by the Cardholder Agreement – General Terms and Conditions described below. Irving may, but shall not be required to, pre-notify Customer of debit or credit entries. This authorization agreement (the “Agreement”) is governed by applicable clearinghouse operating rules in effect from time to time. Terms and conditions governing transfers originated under this Agreement may be amended from time to time by written agreement of Irving and the Customer. This Agreement remains in full force and effect until Irving receives 30 days prior written notification of termination from Customer, however, in no event will the termination be effective with respect to debit entries originated prior to Irving’s receipt of notice of termination and until payment for all products and services purchased or rented prior to Irving’s receipt of the notice of termination has been received. Irving reserves the right to terminate this Agreement at any time by written notice to the Customer. In the event any debit entry is returned to Irving uncollected, the amount of the entry will be immediately due and payable along with any associated bank charges. In the event any debit entry originated by Irving proves to be in error, Irving’s sole obligation to the Customer shall be to originate correcting entries upon proof of any such error or errors.

The customer(s) named below (collectively, “Customer”) hereby certifies to Irving Oil Terminals Inc. (“Irving”) that all information set out in this application, and any financial statements provided to Irving, is true, correct and complete. Customer authorizes and consents to Irving and its affiliates obtaining and exchanging credit information relating to Customer (and its owner(s) or partners, if Customer is a sole proprietorship or partnership, respectively), including, without limitation, credit checks and verification of credit information by Irving or its affiliates, for purposes of evaluating this Application. Customer agrees that all terms and conditions regarding any credit card(s) issued by Irving pursuant to this application shall be set forth in the Cardholder Agreement – Terms and Conditions to which such credit card(s) is attached when provided to Customer. Customer’s activation, retention or use of such credit card(s), or any renewal or replacement thereof from time to time, shall constitute full acceptance by Customer of said Terms and Conditions. The undersigned is duly authorized to complete and execute this application on behalf of Customer. I, the undersigned, warrant and guarantee that all persons whose signatures are required have signed this agreement below.

The Customer named above (“Customer”) authorizes Irving Oil Terminals Inc. (“Irving”) to originate debit or credit entries to its checking account designated above and authorizes the financial institution named above (“Bank”) to accept and to debit or credit the amount of such entries from or to the Customer’s account. Debit entries will be limited to amounts owing for products and/or services purchased or rented using credit cards governed by the Cardholder Agreement – General Terms and Conditions described below. Irving may, but shall not be required to, pre-notify Customer of debit or credit entries. This authorization agreement (the “Agreement”) is governed by applicable clearinghouse operating rules in effect from time to time. Terms and conditions governing transfers originated under this Agreement may be amended from time to time by written agreement of Irving and the Customer. This Agreement remains in full force and effect until Irving receives 30 days prior written notification of termination from Customer, however, in no event will the termination be effective with respect to debit entries originated prior to Irving’s receipt of notice of termination and until payment for all products and services purchased or rented prior to Irving’s receipt of the notice of termination has been received. Irving reserves the right to terminate this Agreement at any time by written notice to the Customer. In the event any debit entry is returned to Irving uncollected, the amount of the entry will be immediately due and payable along with any associated bank charges. In the event any debit entry originated by Irving proves to be in error, Irving’s sole obligation to the Customer shall be to originate correcting entries upon proof of any such error or errors.

The customer(s) named below (collectively, “Customer”) hereby certifies to Irving Oil Terminals Inc. (“Irving”) that all information set out in this application, and any financial statements provided to Irving, is true, correct and complete. Customer authorizes and consents to Irving and its affiliates obtaining and exchanging credit information relating to Customer (and its owner(s) or partners, if Customer is a sole proprietorship or partnership, respectively), including, without limitation, credit checks and verification of credit information by Irving or its affiliates, for purposes of evaluating this Application. Customer agrees that all terms and conditions regarding any credit card(s) issued by Irving pursuant to this application shall be set forth in the Cardholder Agreement – Terms and Conditions to which such credit card(s) is attached when provided to Customer. Customer’s activation, retention or use of such credit card(s), or any renewal or replacement thereof from time to time, shall constitute full acceptance by Customer of said Terms and Conditions. The undersigned is duly authorized to complete and execute this application on behalf of Customer. I, the undersigned, warrant and guarantee that all persons whose signatures are required have signed this agreement below.